Covered California Open Enrollment Period Begins November 1, 2017
The next Open Enrollment will run from November 1, 2017 - January 31, 2018.
Need Help to enroll. Please call John Pham 1-714-531-3637
Covered California Health Insurance Open Enrollment Dates 2018 (PDF)
Covered California Income Limits (PDF)

John L. Pham (CA Lic. #0649378)
John Pham Insurance Services
Mobile: 1-714-553-2404
Tel. (714) 531-3637 * Fax (714) 531-3633
Email: johnpham@muabaohiem.com



Insurance Broker/Agent
36 years of experience
License No. 0649378 Since 1982

14541 Brookhurst Street, Ste. C-1
Westminster, CA 92683
  Phone: (714) 531-3637
  Mobile: (714) 553-2404
  Fax: (714) 531-3633
  Email: johnpham@muabaohiem.com

Plan Overviews
Choice and Flexibility
Health Net has something for everyone. Whether you're a company employee or self-employed, retired or in-between jobs, we have a plan that's right for you. Plus, all our medical plans come complete with Decision PowerSM; the program that brings together under one roof the information, resources and personal support that fit you, your health and your life.
Individual and Family PPO Insurance Plans
Optimum Advantage HSA 4500 NG
 Application Form
 Apply Online
Lower premium, high-deductible health insurance plan that gives you 100% in-network coverage for covered benefits after deductible is met, plus the option to open a Health Savings Account to use tax-free dollars to pay for qualified medical expenses.
ValueNet NG
 Application Form
 Apply Online
Low premium, applicant-only PPO insurance plan for those who rarely get sick or go to the doctor. Offers protection against the unexpected; two doctor visits each for a $35 copayment (deductible waived), 100% in-network adult and child preventative care (deductible waived), $10 generic prescription drug coverage.
Individual & Family PPO Plans - Optional Coverages
 Application Form
 Apply Online
Round out your health coverage with optional Dental, Vision and Supplemental Term Life Insurance coverage. Available with any Health Net Individual and Family PPO Plan (excluding Quick Net).
Learn more about Optional Coverage options and review each of the Individual and Family PPO plans side-by-side in our comprehensive guide:
 Comprehensive Guide - Individual and Family PPO Health Insurance Plans

HMO Plans
 Apply Online
You visit the doctor infrequently. You may not pay much each month, but you'll have a $40 copay for Professional Services.

CA Farm Bureau PPO Insurance Plans
The California Farm Bureau Members' Health Insurance Plans combine customer choice with the financial strength of Health Net Life Insurance. If you're not a CA Farm Bureau Member, it's easy and affordable to join. Then round out your coverage with CA Farm Bureau Plans Optional Coverages (Dental, Vision, CashNet and more) that give you even more great services for a low monthly premium.
CFB Sensible PPO HSA 5200 NG
 Application Form
 Apply Online
A qualified health insurance plan eligible to be used with a Health Savings Account (HSA). This plan offers 100% in-network coverage for covered charges after your calendar year deductible is met. Your in-network annual out-of-pocket maximum is the deductible. Maternity coverage not included.
 Application Form
 Apply Online
Combines a high deductible with the added convenience of upfront coverage. Deductible waived for first 2 visits of Professional Services. Maternity coverage not included. Applicant-only plan.
CFB PPO Plans - Optional Coverages
Round out your health coverage with optional Dental and Vision benefits as well as unique products like CashNet that deliver added financial protection, and the convenience of having all your benefits administered by one company.
Learn more about Optional Coverage options and review each of the CA Farm Bureau plans side-by-side in our comprehensive guide:
  Comprehensive Guide - CA Farm Bureau PPO Health Insurance Plans

Short Term PPO Plans
Quick Net Plan Brochure
 Application Form
 Apply Online
If you are looking for short-term health care coverage by the day or month, take advantage of true PPO benefits with great rates. There are three benefit options to choose from, with coverage up to six months.

EZ Access HSA Program
EZAccess HSA Program
 Apply Online
Once you enroll in either the SimpleChoice HSA or SmartChoice HSA, you can choose to open your own health savings account (HSA) in our EZAccess HSA program. The HSA is offered through Bank of America, and allows you to save and spend your money on qualified medical and pharmacy expenses, free of federal taxes.
No set-up fees, and no minimum deposit amount to open the HSA
A low monthly fee of only $3.95 Per Account Per Month
HSA funds earn interest
Online account management, which includes online bill pay, expense tracking, investments tracking and 24-hour access to online reporting seven days a week
A Bank of America HSA Visa® debit card and access to online bill pay to request payments for qualified health care expenses
The HSA belongs to the member, the funds earn interest, and the HSA is completely portable
May invest HSA funds exceeding $1,000 in a choice of 14 Columbia Mutual Funds
Convenient debit card access
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