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Plan Overviews
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Choice and Flexibility |
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Health Net has something for everyone. Whether you're a company employee or self-employed, retired or in-between jobs, we have a plan that's right for you. Plus, all our medical plans come complete with Decision PowerSM; the program that brings together under one roof the information, resources and personal support that fit you, your health and your life. |
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Individual and Family PPO Insurance Plans
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Optimum Advantage HSA 4500 NG |
Brochure
Application Form
Apply Online
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Lower premium, high-deductible health insurance plan that gives you 100% in-network coverage for covered benefits after deductible is met, plus the option to open a Health Savings Account to use tax-free dollars to pay for qualified medical expenses. |
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ValueNet NG |
Brochure
Application Form
Apply Online
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Low premium, applicant-only PPO insurance plan for those who rarely get sick or go to the doctor. Offers protection against the unexpected; two doctor visits each for a $35 copayment (deductible waived), 100% in-network adult and child preventative care (deductible waived), $10 generic prescription drug coverage. |
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HMO Plans
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HMO 40 NG |
Apply Online
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You visit the doctor infrequently. You may not pay much each month, but you'll have a $40 copay for Professional Services. |
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CA Farm Bureau PPO Insurance Plans
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The California Farm Bureau Members' Health Insurance Plans combine customer choice with the financial strength of Health Net Life Insurance. If you're not a CA Farm Bureau Member, it's easy and affordable to join. Then round out your coverage with CA Farm Bureau Plans Optional Coverages (Dental, Vision, CashNet and more) that give you even more great services for a low monthly premium. |
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CFB Sensible PPO HSA 5200 NG |
Brochure
Application Form
Apply Online
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A qualified health insurance plan eligible to be used with a Health Savings Account (HSA). This plan offers 100% in-network coverage for covered charges after your calendar year deductible is met. Your in-network annual out-of-pocket maximum is the deductible. Maternity coverage not included. |
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CFB Budget PPO NG |
Brochure
Application Form
Apply Online
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Combines a high deductible with the added convenience of upfront coverage. Deductible waived for first 2 visits of Professional Services. Maternity coverage not included. Applicant-only plan. |
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CFB PPO Plans - Optional Coverages |
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Round out your health coverage with optional Dental and Vision benefits as well as unique products like CashNet that deliver added financial protection, and the convenience of having all your benefits administered by one company. |
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Learn more about Optional Coverage options and review each of the CA Farm Bureau plans side-by-side in our comprehensive guide: |
Comprehensive Guide - CA Farm Bureau PPO Health Insurance Plans |
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Short Term PPO Plans
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Quick Net Plan Brochure |
Brochure
Application Form
Apply Online
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If you are looking for short-term health care coverage by the day or month, take advantage of true PPO benefits with great rates. There are three benefit options to choose from, with coverage up to six months. |
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EZ Access HSA Program
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EZAccess HSA Program |
Brochure
Apply Online
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Once you enroll in either the SimpleChoice HSA or SmartChoice HSA, you can choose to open your own health savings account (HSA) in our EZAccess HSA program. The HSA is offered through Bank of America, and allows you to save and spend your money on qualified medical and pharmacy expenses, free of federal taxes. |
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ADVANTAGES OF THE HSA FOR LIFE® FROM BANK OF AMERICA: |
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No set-up fees, and no minimum deposit amount to open the HSA |
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A low monthly fee of only $3.95 Per Account Per Month |
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HSA funds earn interest |
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Online account management, which includes online bill pay, expense tracking, investments tracking and 24-hour access to online reporting seven days a week |
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A Bank of America HSA Visa® debit card and access to online bill pay to request payments for qualified health care expenses |
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The HSA belongs to the member, the funds earn interest, and the HSA is completely portable |
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May invest HSA funds exceeding $1,000 in a choice of 14 Columbia Mutual Funds |
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Convenient debit card access |
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